OUR TEAM
JOHN GUARINO
President, Chief Investment Officer
As President, John sets the overall strategic vision of Covenant and oversees all executive decisions. As Chief Investment Officer, he is responsible for setting the overall investment policy and directing investment strategy, research, portfolio management, trading, asset allocation and investment risk management functions.
John founded Covenant Asset Management in 1999 and has worked as an investment portfolio manager since 1980. From 1985 to 1999, he was a Senior Vice President and Regional Manager in the Investment Management Division of Summit Bank and portfolio manager of the Pillar Equity Growth Fund. He received the industry’s prestigious Chartered Financial Analyst designation in 1989.
John has a B.S. in finance from Montclair State University and an M.B.A. in finance from NYU Graduate School of Business. John lives in Far Hills, New Jersey, with his wife Theodora and they have two children.
TIMOTHY W. ROWE
Director of Business Development and Financial Planning
Tim works with individuals to help them realize their wealth and retirement goals and assists Covenant’s other managers to design and implement financial planning strategies for clients. Tim also oversees Covenant’s outbound marketing efforts focusing on conducting financial information seminars and collaborating with other professionals. He is also responsible for the oversight and development of Covenant’s expansion into the Florida market. In addition, he is the Principal of Covenant Financial Resources, which provides marketing and other financial planning-related products and services. Prior to co-founding Covenant Asset Management in 1999, Tim spent 14 years with Summit Financial Resources as a Senior Financial Consultant, developing and monitoring financial plans for individuals and small businesses.
Tim graduated with a B.S. in business from Slippery Rock University. He has been a registered representative and holds a Series 65 license. Tim lives in Succasunna, New Jersey, with his wife Martine, and they have two sons.
CHRISTOPHER CLARK
Senior Portfolio Manager
Chris works one-on-one with clients, helping them achieve their investment objectives. Chris is also responsible for conducting fundamental research and portfolio construction and oversees Covenant’s technical analysis. He is also a member of the firm’s Investment Committee. Chris has been employed in the financial services industry since 1992. Prior to joining Covenant Asset Management in 1999, Chris spent four years as an investment portfolio manager at Summit Bank, where he co-managed the Pillar Equity Growth Fund.
Chris has a B.S. in finance from Lehigh University and received the Chartered Financial Analyst designation in 1998. He lives in Hoboken, New Jersey, with his wife April and three daughters and a son.
DON WEIR
Senior Portfolio Manager
Don is an experienced industry professional focused on helping high net worth individuals and families achieve their financial goals and objectives. In addition, Don participates in Covenant’s investment research effort and portfolio construction. He is also a member of the firm’s Investment Committee. Don’s investment career of more than 30 years began at Prudential in private placements and leveraged buyouts, and he eventually oversaw the management of more than $1 billion of institutional and mutual fund portfolios. Later, he joined Merrill Lynch, where his responsibilities included managing asset allocation portfolios for a $14 billion mutual fund wrap program and $3 billion of separate accounts. More recently, Don served as Senior Vice President and regional investment director for wealth management at a large regional bank. He joined Covenant Asset Management in 2010.
Don graduated from Dartmouth College with a degree in Liberal Arts and later earned his M.B.A. from Dartmouth’s Tuck School of Business Administration. He resides in Morristown, New Jersey, with his wife, Maureen.
MARK UKRAINSKYJ
Senior Portfolio Manager
Mark is an experienced wealth management professional focused on helping high net worth individuals and families determine and achieve their financial goals and objectives. This involves Mark’s active participation in Covenant’s investment research effort and portfolio construction. He is also a member of the firm’s Investment Committee. Mark has worked in the financial services industry since 1988 in various positions. Prior to joining Covenant Asset Management in 2013, Mark spent 13 years at AEPG Wealth Strategies, an independent wealth manager, where he served as Chief Investment Officer. Mark received the Chartered Financial Analyst designation in 1998, and he is currently the Chairman of the New York Society of Security Analysts.
Mark has a B.S. in economics from the Wharton School of Business at the University of Pennsylvania and an M.B.A. in finance from the Haas School of Business at the University of California at Berkeley. He lives in Westfield, New Jersey, with his wife Stacey, and they have two sons.
LUCY MAHER
Client Services / Portfolio Administrator
Lucy is responsible for client administration and oversees and manages all non-investment related activities within Covenant, including human resources and regulatory issues. She joined Covenant Asset Management in 1999 and has worked in the banking and trust industries for her entire career. Previously, she spent 12 years as a Trust Officer and Operations Manager for one of the largest trust companies in Canada. After moving to the United States with her family, Lucy joined Summit Bank in 1994 in the Employee Benefits Department and later transferred to the Investment Management Division, where she was an Assistant Vice President and office manager.
Lucy received her associate’s degree from Humber College in Ontario. She and her husband Kevin live in Charlotte, North Carolina, and have three adult children.
LIZ REGIT
Client Services / Portfolio Administrator
Liz is responsible for a variety of administrative activities within the office, as well as designing marketing materials and preparing for and helping present educational seminars and webinars. Before joining Covenant Asset Management in 2002, she was employed in office and banking support positions and in retail customer service.
Liz attended the University of Delaware and County College of Morris in pursuit of a degree in business administration/marketing. She lives in Hackettstown, New Jersey, with her twin son and daughter.
MONIKA SAWICKI
Client Services / Portfolio Administrator
Monika joined Covenant Asset Management in 2019. She is responsible for a variety of systems projects and administrative activities including maintaining accounts, updating internal reporting and creating system workflows for compliance.
Monika has worked in the legal and financial sector for 23 years. Working first as a paralegal for The Law Offices of Michael A DeMiro and then moving into banking and lending at Spencer Savings Bank. She then became a Team Leader and Process Specialist in real estate lending at Weichert Financial Services. Monika has also worked with a non-profit organization as a Lead Coordinator prior to joining Covenant .
Monika is a graduate of Kean University where she earned her Bachelor of Science in 2003. She also completed a Paralegal Studies Certificate Program from Montclair State University in 2004 and received her Master’s Degree in Compliance and Regulation from Montclair State University in 2007. Monika lives in Chester, New Jersey with her husband, Greg, and their two young sons.
(908) 879-5330
BILL CUNLIFFE
Chief Compliance Officer and Portfolio Manager
Bill is a graduate of the University of Cambridge, England, where he earned a BA in Aerospace Engineering, and Massachusetts Institute of Technology, where he received his Masters in Engineering. Bill began his career in finance in 2003 at a quantitative hedge fund in London before moving to Charlotte, NC to become a founding member of Elevation Securities, a registered institutional broker-dealer. Bill subsequently co-founded Variant Perception, a macro-economic research service for investors, where he served as CEO prior to joining Covenant. He holds a Series 65 license. Bill lives in Gladstone, NJ with his wife, Laura, and their three children.
GABE ROWE
Portfolio Manager
As a new member of the team, Gabe participates in Covenant’s investment strategy meetings and assists in the firm’s investment research efforts. He also assists with marketing and in the preparation of educational seminars. Before joining Covenant Asset Management in 2018, Gabe graduated from Florida State University with a B.S. in Finance. He is a registered representative and holds a Series 65 license as well as a Life Insurance license. He currently resides in Far Hills, New Jersey.
(908) 888-8181
DAVID GUARINO
Portfolio Manager
David is an investment advisor representative. He has an undergraduate degree from Samford University and received his M.B.A in Finance from Regent University. David also received his Chartered Financial Consultant (CHFC)* designation from the American College of Financial Services. Earning the CHFC charter demonstrates that you have gained the knowledge and learned the skills needed for providing financial planning advice covering topics such as income tax, retirement, risk management, estate planning, and investments. He is also a member of the firm’s investment Committee. David has been employed by Covenant Asset Management since 2020. David lives in Chester, New Jersey, with his wife Julia, and their two children.